Glossary Term

Stop-Loss Insurance

Excess Loss Coverage

Stop-loss insurance caps an employer's financial exposure in a self-funded or level-funded health plan, covering claims costs above a specified threshold, either per individual or in aggregate across the group.

In Plain English

It's the safety net that protects a business from a single catastrophic health claim blowing up their self-funded or level-funded plan.

Comparing group health options?

Free consultation on level-funded or self-funded plans.

Book Free Review →

Where This Comes Up